Home Loans for Self-Employed Physicians

Loans for all types of income structures.

If you are a self-employed physician with a 1099 or wRVU compensation plan, obtaining financing for a Utah home can be challenging. These complicated income structures can cause additional challenges when it comes to the underwriting of your home loan.

Our team at NEO Home Loans has considerable experience serving Utah self-employed physicians and their families, helping them navigate the nuances of complex income situations to create a flawless home loan experience.

Our Utah physician home loan programs have greater flexibility in approving newly self-employed or 1099 income borrowers. In some instances, we can qualify new 1099 borrowers based on their employment agreements or offer letters with no history whatsoever.

Helping you choose a mortgage program that aligns with your financial goals is our top priority. We will advise you and help you select the loan option that is best for you, while creating a simple stress-free process from application to closing.

Benefits of our Utah Physician mortgage programs

100% financing up to $1M
95% financing up to $2M
Finance 2-unit properties
Use gift funds for down payment
Close prior to employment start date
Flexible with student loan debt
Available to J-1 Visa holders
Save with no mortgage insurance

Applying for a mortgage as Self-Employed Physicians

Request Your Physician Home Loan Consultation

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Josh Mettle, Sr. Loan Officer NMLS #219996
2063 E 3900 S Salt Lake City, UT 84124
Office: 801-699-4287 | josh@joshmettle.com

#1 Utah Doctor Mortgage Lender

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